= array(
'cardno' => array('type'=>'INT', 'primary_key'=>true),
'memName' => array('type'=>'VARCHAR(100)'),
'priorBalance' => array('type'=>'MONEY'),
'threeMonthCharges' => array('type'=>'MONEY'),
'threeMonthPayments' => array('type'=>'MONEY'),
'threeMonthBalance' => array('type'=>'MONEY'),
'twoMonthCharges' => array('type'=>'MONEY'),
'twoMonthPayments' => array('type'=>'MONEY'),
'twoMonthBalance' => array('type'=>'MONEY'),
'lastMonthCharges' => array('type'=>'MONEY'),
'lastMonthPayments' => array('type'=>'MONEY'),
'lastMonthBalance' => array('type'=>'MONEY'),
)