= array(
    'cardno' => array('type'=>'INT', 'primary_key'=>true),
    'memName' => array('type'=>'VARCHAR(100)'),
    'priorBalance' => array('type'=>'MONEY'),
    'threeMonthCharges' => array('type'=>'MONEY'),
    'threeMonthPayments' => array('type'=>'MONEY'),
    'threeMonthBalance' => array('type'=>'MONEY'),
    'twoMonthCharges' => array('type'=>'MONEY'),
    'twoMonthPayments' => array('type'=>'MONEY'),
    'twoMonthBalance' => array('type'=>'MONEY'),
    'lastMonthCharges' => array('type'=>'MONEY'),
    'lastMonthPayments' => array('type'=>'MONEY'),
    'lastMonthBalance' => array('type'=>'MONEY'),
    )